When purchasing a home, the amount you borrow is often represented as a percentage of the property’s value – this is known as the Loan-to-Va

A simple guide and the numbers you need to know Stamp duty, or to give it its full name, Stamp Duty Land Tax, is a tax that applies to...

A Mortgage Valuation is a process initiated by your lender when you are applying for a mortgage or considering a remortgage. This...

Exploring some frequently asked questions Many people perceive purchasing a property as a long-term financial investment. However, like...

Can I sell my house before the end of the mortgage term? Many homeowners find themselves in a conundrum when it comes to selling their...

One of many potentially confusing property jargon terms Ever come across a property listing marked ‘Sold Subject to Contract’ (SSTC) and...

For those lucky enough to have more than one property in their portfolio, understanding the ins and outs of Capital Gains Tax (CGT)...

Search data increases by 11% amid any further rate rises A significant uptake has been observed in the demand for interest-only mortgages...

Tips to help you transition smoothly into your new home more swiftly Selling your home can feel like a marathon rather than a sprint....

A significant undertaking that comes with its own set of costs The journey to selling your home in Britain has an average price of...

Essential documents you’ll need to avoid unnecessary pitfalls and delays Navigating the labyrinth of paperwork and documentation when...

Making the right mortgage choice could save hundreds or even thousands of pounds When choosing a mortgage, many borrowers gravitate...

27% of homeowners with a mortgage are still on their lender’s Standard Variable Rate If you're currently on your mortgage lender’s...

27% of homeowners with a mortgage are still on a Standard Variable Rate If you're currently on your mortgage lender’s Standard Variable...

Practical steps for homeowners and buyers to consider Many homeowners and potential buyers face increasing borrowing costs. However, it’s...

Millions of families are seeking strategies to navigate the current economic turbulence The headlines are filled with reports of the...

Assessing your income, spending habits, credit score and other factors If you are planning on buying your first home or selling an...

Mortgage Adviser - Chinese (Mandarin and Cantonese Speaking) - Hong Kong Native This week, we sat down with Cedar Crest mortgage adviser,...

If your fixed-rate mortgage arrangement is about to expire, you have two options: remortgage to a new deal or do nothing, in which case...

Understand the process and what options are available Remortgaging could save you hundreds of pounds on your mortgage payments and ensure...