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Speeding up conveyancing delays
Conveyancing, the legal process of transferring property ownership, is a primary cause of delays in buying and selling a home.

The Cedar Crest Team
1 day ago3 min read


Trends and Predictions for the Housing Market in 2026
As the UK enters 2026, the
housing market is moving away
from the volatility of recent years
towards a more balanced phase.
After a period marked by higher
borrowing costs and stretched
affordability, most forecasts
now point to moderation rather
than dramatic swings, with price
growth expected to be modest and
demand gradually stabilising.

The Cedar Crest Team
1 day ago3 min read


Selling a House After a Divorce
Divorce or Separation is one of the most significant life changes a household can experience, and the family home often becomes a central part of this process. Selling a property in such circumstances is not only a financial decision but also an emotional one.

The Cedar Crest Team
6 days ago3 min read


First-time Buyers
First-time buyers remain committed to entering the property market, but their approaches are evolving. Recent data indicate that an increasing number of people are opting for semi-detached homes and extending mortgage terms to make borrowing more manageable.

The Cedar Crest Team
Jan 273 min read


Energy Performance Certificate (EPC) Explained
An Energy Performance Certificate, or EPC, is a legal requirement when selling, renting, or constructing a property. It provides a snapshot of a home’s energy efficiency, rated on a scale from A to G, with A representing the most efficient.

The Cedar Crest Team
Jan 222 min read


Preparing a probate property for sale
When a homeowner passes away, their property typically constitutes a significant portion of their estate. If the home needs to be sold, the process cannot begin immediately. A legal process called probate must be completed before ownership can be transferred and the sale finalised.

The Cedar Crest Team
Jan 133 min read


Can I Remortgage to Cover the Costs of Home Renovations?
Can you remortgage to cover home renovation costs? Learn how releasing equity works, the benefits of securing lower interest rates, and the critical risks like increasing long-term debt. Find the best way to fund your next home improvement project.

The Cedar Crest Team
Dec 28, 20253 min read


Should I overpay my mortgage or save money?
Overpaying your mortgage vs. saving extra cash: Which is best for your finances? Explore the pros and cons, from guaranteed interest savings and peace of mind to liquidity and higher returns, to find the right balance for your goals and risk tolerance.

The Cedar Crest Team
Dec 23, 20253 min read


Should I fix my mortgage for two or five years?
Stuck between a 2-year and 5-year fixed mortgage? We compare the pros and cons of flexibility vs. security to help you choose the right term for your financial goals.

The Cedar Crest Team
Dec 16, 20253 min read


How will a job change affect my mortgage?
Wondering how a job change affects your mortgage? Learn how probation periods, self-employment, and income shifts impact your borrowing power and lender decisions.

The Cedar Crest Team
Dec 9, 20253 min read


The Growing Importance of Deposit Size in Securing a Mortgage
Discover why 'The Growing Importance of Deposit Size in Securing a Mortgage' matters for UK homebuyers. Learn how deposit size impacts your mortgage options.

The Cedar Crest Team
Dec 3, 20252 min read


Autumn Budget 2025: What It Means for UK Property and Mortgages
Discover the UK Autumn Budget 2025 Key Summary on Mortgage and Property Changes. Learn how these updates impact you and navigate the new rules effectively.

The Cedar Crest Team
Nov 26, 20254 min read


When should I consider remortgaging?
When should I consider remortgaging? Discover key moments to remortgage for financial stability. Learn when should I consider remortgaging effectively.

The Cedar Crest Team
Nov 24, 20253 min read


Equity release vs remortgage: Are they right for you?
Understand whether unlocking cash or restructuring borrowing to understand which of these options suit your needs.

The Cedar Crest Team
Nov 19, 20253 min read


Common bank statement mistakes
Discover common bank statement mistakes and what you need to consider when applying for a mortgage. Ensure a smooth application process!

The Cedar Crest Team
Nov 17, 20253 min read


10 ways to reduce monthly mortgage payments
Discover 10 ways to reduce monthly mortgage payments and ease financial pressure. Learn practical steps to reduce monthly payments and manage expenses.

The Cedar Crest Team
Nov 10, 20253 min read


Rethinking Mortgage Rules: Could Change Be Coming for Borrowers?
Explore how potential changes in mortgage rules could impact borrowers, including the role of Mortgage Exit Fee. Stay informed on Mortgage Exit Fee implications.

The Cedar Crest Team
Nov 3, 20253 min read


Getting a UK Mortgage as a British Expat or American
Discover seamless mortgage solutions with Cedar Crest for British expats and Americans. Mortgages for British Expats and Americans with Cedar Crest made easy.

The Cedar Crest Team
Sep 15, 20253 min read


Understanding mortgage exit fees and charges
Discover 'Understanding mortgage exit fees and charges' to save money. Learn how 'Understanding mortgage exit fees and charges' can help you avoid costly surprises.

The Cedar Crest Team
Aug 18, 20255 min read


How long does a mortgage offer last, and what happens if it expires?
Discover how long a mortgage offer lasts, what happens if it expires, and how to extend or reapply. Stay informed and secure your dream home.

The Cedar Crest Team
Aug 11, 20254 min read
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