The Cedar Crest Team
Nearing The End Of A Current Mortgage Deal
Homeowners nearing the end of their current mortgage deals may question whether to secure a fixed rate now or wait in the hope of more compe
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The Cedar Crest Team
Sep 181 min
Promising Outlook for Homebuyers
According to Right Move data, the average five-year fixed mortgage rate has fallen below 5% for the first time in two months.
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The Cedar Crest Team
Sep 112 min
Inherited Property Ownership
Inheriting property from a late family member often carries a complex mix of emotions and financial considerations.
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The Cedar Crest Team
Sep 91 min
The Future of Housing and Mortgages Under a Labour Government
As the UK enters a new era following a Labour government victory during the July 4 general election, what do we know about Labour’s approach
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The Cedar Crest Team
Sep 21 min
Mortgage terms increasingly extending into retirement
According to recent data, mortgage terms are getting longer, with many buyers potentially still paying off their loans well into their retir
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The Cedar Crest Team
Aug 281 min
Age is just a number, but it plays a role in mortgages
Age is just a number, or so the saying goes, but it does matter if you’re applying for a mortgage.
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The Cedar Crest Team
Aug 212 min
Mortgage planning for Over-60s
In an evolving financial landscape, older homeowners are finding innovative ways to mitigate their Inheritance Tax (IHT) obligations, highli
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The Cedar Crest Team
Aug 141 min
Increasing popularity of equity release among older homeowners
Many older homeowners are looking to unlock the equity in their
properties to address a range of financial needs as they age.
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The Cedar Crest Team
Aug 71 min
Reasons to consider remortgaging
When you remortgage, you switch from one mortgage to another on your own home.
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The Cedar Crest Team
Jul 252 min
Understanding mortgage protection life insurance
It’s not the nicest thought,
but if something were to happen to you, would your family or partner be able to afford the mortgage payments?
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The Cedar Crest Team
Jul 12 min
Navigating Inheritance Tax (IHT) Through Late-Life Mortgages
Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider
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The Cedar Crest Team
Jun 204 min
Are You Contemplating The Purchase Of Your Flat’s Freehold?
Feeling frustrated with exorbitant ground rents, hefty service charges or subpar maintenance from your freeholder?
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The Cedar Crest Team
Jun 132 min
New Data Reveals UK Property Profits in 2023
On average, sellers in 2023 achieved gains of £74,000, having owned their homes for around nine years.
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The Cedar Crest Team
Jun 36 min
Boosting Your Home's Value
Enhancing your home's appeal through general tidying and refurbishments can significantly increase its attractiveness to potential buyers.
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The Cedar Crest Team
May 295 min
First-time home sellers
Taking the leap to sell your home for the first time can be intimidating.
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The Cedar Crest Team
May 203 min
Are you paying more than you need to on your mortgage?
Purchasing a home is often the most significant investment individuals make in their lifetime.
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The Cedar Crest Team
May 152 min
How Loan-to-Value (LTV) ratio affects your mortgage?
When purchasing a home, the amount you borrow is often represented as a percentage of the property’s value – this is known as the Loan-to-Va
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The Cedar Crest Team
May 91 min
Meet The Team: Stephen Couch
With 20 years of experience in the financial and UK mortgage industry, I have helped clients buying property.
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The Cedar Crest Team
May 63 min
Re-imaging homeownership in retirement
Heralding a substantial shift in living, lifestyle and priorities As you approach the golden years of retirement, you may find yourself...
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The Cedar Crest Team
May 13 min
Understanding Stamp Duty
A simple guide and the numbers you need to know Stamp duty, or to give it its full name, Stamp Duty Land Tax, is a tax that applies to...
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