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Record Price Gap Between First and Second Homes
Discover why the price gap between first-time buyer homes and second-stepper properties has reached a record high in the UK. Learn about rising deposits, regional differences, the flat versus house divide, and practical strategies to help homeowners move up the property ladder.

The Cedar Crest Team
May 203 min read


What’s Keeping First-time Buyers Off the Property Ladder?
Explore the key challenges facing first-time buyers today, including high living costs, tighter lending rules, and homes priced far beyond average incomes.

The Cedar Crest Team
May 132 min read


Speeding up conveyancing delays
Conveyancing, the legal process of transferring property ownership, is a primary cause of delays in buying and selling a home.

The Cedar Crest Team
Feb 33 min read


First-time Buyers
First-time buyers remain committed to entering the property market, but their approaches are evolving. Recent data indicate that an increasing number of people are opting for semi-detached homes and extending mortgage terms to make borrowing more manageable.

The Cedar Crest Team
Jan 273 min read


Energy Performance Certificate (EPC) Explained
An Energy Performance Certificate, or EPC, is a legal requirement when selling, renting, or constructing a property. It provides a snapshot of a home’s energy efficiency, rated on a scale from A to G, with A representing the most efficient.

The Cedar Crest Team
Jan 222 min read


Should I fix my mortgage for two or five years?
Stuck between a 2-year and 5-year fixed mortgage? We compare the pros and cons of flexibility vs. security to help you choose the right term for your financial goals.

The Cedar Crest Team
Dec 16, 20253 min read


The Growing Importance of Deposit Size in Securing a Mortgage
Discover why 'The Growing Importance of Deposit Size in Securing a Mortgage' matters for UK homebuyers. Learn how deposit size impacts your mortgage options.

The Cedar Crest Team
Dec 3, 20252 min read


Autumn Budget 2025: What It Means for UK Property and Mortgages
Discover the UK Autumn Budget 2025 Key Summary on Mortgage and Property Changes. Learn how these updates impact you and navigate the new rules effectively.

The Cedar Crest Team
Nov 26, 20254 min read


When should I consider remortgaging?
When should I consider remortgaging? Discover key moments to remortgage for financial stability. Learn when should I consider remortgaging effectively.

The Cedar Crest Team
Nov 24, 20253 min read


Equity release vs remortgage: Are they right for you?
Understand whether unlocking cash or restructuring borrowing to understand which of these options suit your needs.

The Cedar Crest Team
Nov 19, 20253 min read


Common bank statement mistakes
Discover common bank statement mistakes and what you need to consider when applying for a mortgage. Ensure a smooth application process!

The Cedar Crest Team
Nov 17, 20253 min read


10 ways to reduce monthly mortgage payments
Discover 10 ways to reduce monthly mortgage payments and ease financial pressure. Learn practical steps to reduce monthly payments and manage expenses.

The Cedar Crest Team
Nov 10, 20253 min read


Rethinking Mortgage Rules: Could Change Be Coming for Borrowers?
Explore how potential changes in mortgage rules could impact borrowers, including the role of Mortgage Exit Fee. Stay informed on Mortgage Exit Fee implications.

The Cedar Crest Team
Nov 3, 20253 min read


Getting a UK Mortgage as a British Expat or American
Discover seamless mortgage solutions with Cedar Crest for British expats and Americans. Mortgages for British Expats and Americans with Cedar Crest made easy.

The Cedar Crest Team
Sep 15, 20253 min read


Understanding mortgage exit fees and charges
Discover 'Understanding mortgage exit fees and charges' to save money. Learn how 'Understanding mortgage exit fees and charges' can help you avoid costly surprises.

The Cedar Crest Team
Aug 18, 20255 min read


How long does a mortgage offer last, and what happens if it expires?
Discover how long a mortgage offer lasts, what happens if it expires, and how to extend or reapply. Stay informed and secure your dream home.

The Cedar Crest Team
Aug 11, 20254 min read


Capital Gains Tax Changes And Their Impact On Landlords
Discover how Capital Gains Tax Changes and Their Impact on Landlords could transform property investment strategies. Stay informed on Capital Gains Tax Changes.

The Cedar Crest Team
Jul 21, 20253 min read


Shared Ownership vs Renting
Explore if Shared Ownership VS Renting suits your lifestyle and budget. Discover the pros and cons of Shared Ownership VS Renting today!

The Cedar Crest Team
Jul 16, 20253 min read


How many properties should you view before buying?
Discover how many properties should you view before buying? Explore strategies to maximize each visit and make informed decisions.

The Cedar Crest Team
Jul 1, 20252 min read


Unlocking your property’s potential
Unlocking your property's potential can reveal hidden value. Discover how to maximize financial benefits by unlocking your property's potential.

The Cedar Crest Team
Jun 24, 20252 min read
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