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Buy-to-let Locations in 2026
Calling any city the "best" for buy-to-let is always a simplification. A strong buy-to-let deal depends on the property, tenant demand, financing, and your tax position. What we can do, though, is identify the UK cities that look most compelling for 2026 based on the fundamentals that usually drive landlord returns: rental growth, affordability, depth of tenant demand, and resale liquidity

The Cedar Crest Team
28 minutes ago4 min read


How the Bank of England’s Base Rate Impacts Your Mortgage
The Bank of England's base rate often makes headlines, yet its real impact can be unclear. Many borrowers assume any change will immediately affect their mortgage, while others ignore it entirely. The reality lies somewhere in between, and understanding how the base rate feeds through to mortgages can help you make more confident decisions.

The Cedar Crest Team
Feb 243 min read


Getting legal when selling a property
Divorce or Separation is one of the most significant life changes a household can experience, and the family home often becomes a central part of this process. Selling a property in such circumstances is not only a financial decision but also an emotional one.

The Cedar Crest Team
Feb 173 min read


Selling your home in a buyer’s market
Selling in a buyer's market can be challenging. When supply outweighs demand, buyers have more choice, more leverage, and less urgency.

The Cedar Crest Team
Feb 103 min read


Speeding up conveyancing delays
Conveyancing, the legal process of transferring property ownership, is a primary cause of delays in buying and selling a home.

The Cedar Crest Team
Feb 33 min read


Trends and Predictions for the Housing Market in 2026
As the UK enters 2026, the
housing market is moving away
from the volatility of recent years
towards a more balanced phase.
After a period marked by higher
borrowing costs and stretched
affordability, most forecasts
now point to moderation rather
than dramatic swings, with price
growth expected to be modest and
demand gradually stabilising.

The Cedar Crest Team
Feb 33 min read


Selling a House After a Divorce
Divorce or Separation is one of the most significant life changes a household can experience, and the family home often becomes a central part of this process. Selling a property in such circumstances is not only a financial decision but also an emotional one.

The Cedar Crest Team
Jan 293 min read


First-time Buyers
First-time buyers remain committed to entering the property market, but their approaches are evolving. Recent data indicate that an increasing number of people are opting for semi-detached homes and extending mortgage terms to make borrowing more manageable.

The Cedar Crest Team
Jan 273 min read


Energy Performance Certificate (EPC) Explained
An Energy Performance Certificate, or EPC, is a legal requirement when selling, renting, or constructing a property. It provides a snapshot of a home’s energy efficiency, rated on a scale from A to G, with A representing the most efficient.

The Cedar Crest Team
Jan 222 min read


Preparing a probate property for sale
When a homeowner passes away, their property typically constitutes a significant portion of their estate. If the home needs to be sold, the process cannot begin immediately. A legal process called probate must be completed before ownership can be transferred and the sale finalised.

The Cedar Crest Team
Jan 133 min read


Can I Remortgage to Cover the Costs of Home Renovations?
Can you remortgage to cover home renovation costs? Learn how releasing equity works, the benefits of securing lower interest rates, and the critical risks like increasing long-term debt. Find the best way to fund your next home improvement project.

The Cedar Crest Team
Dec 28, 20253 min read


Autumn Budget 2025: What It Means for UK Property and Mortgages
Discover the UK Autumn Budget 2025 Key Summary on Mortgage and Property Changes. Learn how these updates impact you and navigate the new rules effectively.

The Cedar Crest Team
Nov 26, 20254 min read


Equity release vs remortgage: Are they right for you?
Understand whether unlocking cash or restructuring borrowing to understand which of these options suit your needs.

The Cedar Crest Team
Nov 19, 20253 min read


Common bank statement mistakes
Discover common bank statement mistakes and what you need to consider when applying for a mortgage. Ensure a smooth application process!

The Cedar Crest Team
Nov 17, 20253 min read


10 ways to reduce monthly mortgage payments
Discover 10 ways to reduce monthly mortgage payments and ease financial pressure. Learn practical steps to reduce monthly payments and manage expenses.

The Cedar Crest Team
Nov 10, 20253 min read


Rethinking Mortgage Rules: Could Change Be Coming for Borrowers?
Explore how potential changes in mortgage rules could impact borrowers, including the role of Mortgage Exit Fee. Stay informed on Mortgage Exit Fee implications.

The Cedar Crest Team
Nov 3, 20253 min read


Selling a second home or buy-to-let, what’s different?
Discover the key differences in Selling a second home or buy-to-let. Learn about tax, timing, and tenant rules for Selling a second home or buy-to-let.

The Cedar Crest Team
Aug 25, 20255 min read


Capital Gains Tax Changes And Their Impact On Landlords
Discover how Capital Gains Tax Changes and Their Impact on Landlords could transform property investment strategies. Stay informed on Capital Gains Tax Changes.

The Cedar Crest Team
Jul 21, 20253 min read


Shared Ownership vs Renting
Explore if Shared Ownership VS Renting suits your lifestyle and budget. Discover the pros and cons of Shared Ownership VS Renting today!

The Cedar Crest Team
Jul 16, 20253 min read


The Renters’ Rights Bill
Discover how The Renters Rights Bill will reshape the rental market. Stay informed about The Renters Rights Bill changes for landlords.

The Cedar Crest Team
Jun 29, 20252 min read
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