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Energy Performance Certificate (EPC) Explained
An Energy Performance Certificate, or EPC, is a legal requirement when selling, renting, or constructing a property. It provides a snapshot of a home’s energy efficiency, rated on a scale from A to G, with A representing the most efficient.

The Cedar Crest Team
1 day ago2 min read


Preparing a probate property for sale
When a homeowner passes away, their property typically constitutes a significant portion of their estate. If the home needs to be sold, the process cannot begin immediately. A legal process called probate must be completed before ownership can be transferred and the sale finalised.

The Cedar Crest Team
Jan 133 min read


Can I Remortgage to Cover the Costs of Home Renovations?
Can you remortgage to cover home renovation costs? Learn how releasing equity works, the benefits of securing lower interest rates, and the critical risks like increasing long-term debt. Find the best way to fund your next home improvement project.

The Cedar Crest Team
Dec 28, 20253 min read


Autumn Budget 2025: What It Means for UK Property and Mortgages
Discover the UK Autumn Budget 2025 Key Summary on Mortgage and Property Changes. Learn how these updates impact you and navigate the new rules effectively.

The Cedar Crest Team
Nov 26, 20254 min read


Equity release vs remortgage: Are they right for you?
Understand whether unlocking cash or restructuring borrowing to understand which of these options suit your needs.

The Cedar Crest Team
Nov 19, 20253 min read


Common bank statement mistakes
Discover common bank statement mistakes and what you need to consider when applying for a mortgage. Ensure a smooth application process!

The Cedar Crest Team
Nov 17, 20253 min read


10 ways to reduce monthly mortgage payments
Discover 10 ways to reduce monthly mortgage payments and ease financial pressure. Learn practical steps to reduce monthly payments and manage expenses.

The Cedar Crest Team
Nov 10, 20253 min read


Rethinking Mortgage Rules: Could Change Be Coming for Borrowers?
Explore how potential changes in mortgage rules could impact borrowers, including the role of Mortgage Exit Fee. Stay informed on Mortgage Exit Fee implications.

The Cedar Crest Team
Nov 3, 20253 min read


Selling a second home or buy-to-let, what’s different?
Discover the key differences in Selling a second home or buy-to-let. Learn about tax, timing, and tenant rules for Selling a second home or buy-to-let.

The Cedar Crest Team
Aug 25, 20255 min read


Capital Gains Tax Changes And Their Impact On Landlords
Discover how Capital Gains Tax Changes and Their Impact on Landlords could transform property investment strategies. Stay informed on Capital Gains Tax Changes.

The Cedar Crest Team
Jul 21, 20253 min read


Shared Ownership vs Renting
Explore if Shared Ownership VS Renting suits your lifestyle and budget. Discover the pros and cons of Shared Ownership VS Renting today!

The Cedar Crest Team
Jul 16, 20253 min read


The Renters’ Rights Bill
Discover how The Renters Rights Bill will reshape the rental market. Stay informed about The Renters Rights Bill changes for landlords.

The Cedar Crest Team
Jun 29, 20252 min read


Applying for a Holiday Let Mortgage
Owning a holiday home is a lifelong dream for many, but turning it into a viable
business opportunity requires more than just scouting locations and searching for properties.

The Cedar Crest Team
May 13, 20252 min read


Spring Statement 2025: What It Means for You
Chancellor Rachel Reeves has delivered the Spring Statement 2025, outlining key economic and housing measures that will impact...

The Cedar Crest Team
Mar 26, 20252 min read


Understanding credit scores in mortgage applications
The mortgage landscape can seem daunting, particularly when understanding the role of credit scores.

The Cedar Crest Team
Nov 25, 20242 min read


Understanding mortgage protection life insurance
It’s not the nicest thought,
but if something were to happen to you, would your family or partner be able to afford the mortgage payments?

The Cedar Crest Team
Jul 25, 20242 min read


How To Thrive In The UK Buy-To-Let Sector
Discover the key steps to thriving in the UK buy-to-let sector. From financial planning to property selection, legal obligations, and tenant

The Cedar Crest Team
Jun 25, 20244 min read


Boosting Your Home's Value
Enhancing your home's appeal through general tidying and refurbishments can significantly increase its attractiveness to potential buyers.

The Cedar Crest Team
Jun 2, 20246 min read


First-time home sellers
Taking the leap to sell your home for the first time can be intimidating.

The Cedar Crest Team
May 28, 20245 min read


How Loan-to-Value (LTV) ratio affects your mortgage?
When purchasing a home, the amount you borrow is often represented as a percentage of the property’s value – this is known as the Loan-to-Va

The Cedar Crest Team
May 14, 20242 min read
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