Cedar Crest Mortgage Advisers I Life Insurance and Critical Illness
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PROTECTION

LIFE INSURANCE & CRITICAL ILLNESS COVER
 

Don't let unforeseen events jeopardize your homeownership.

 

Securing a mortgage is a significant achievement. But life's unpredictable nature can disrupt your plans. Life insurance and critical illness cover act as essential safety nets, ensuring your home and family remain protected in the face of unforeseen circumstances.

LIFE INSURANCE

MITIGATES FINANCIAL BURDENS

In the unfortunate event of your passing, life insurance provides a tax-free lump sum payout to your designated beneficiaries. This crucial financial buffer helps ease the burden of everyday expenses, outstanding debts (including your mortgage), and allows your family to maintain their current lifestyle.

GUARANTEES MORTGAGE SECURITY

Life insurance with a death benefit amount equivalent to your outstanding mortgage balance ensures your home remains in your family's possession. This eliminates the risk of foreclosure and provides them with continued stability.

GAIN PEACE OF MIND

Life insurance allows you to focus on building a life for yourself and your family without the constant worry of financial hardship impacting them in your absence.

CRITICAL ILLNESS COVER

FINANCIAL SUPPORT DURING ILLNESS
 

A critical illness diagnosis can bring significant medical expenses and lost income due to treatment. Critical illness cover provides a lump sum payout upon diagnosis of a covered condition, such as cancer, heart attack, stroke, or others listed in your policy.

FOCUS ON RECOVERY

The financial security offered by critical illness cover allows you to prioritize your health and focus on getting well without the added stress of financial constraints. You can utilize the payout to cover medical bills, make necessary home modifications for recovery, or supplement lost income.

PLANNING FOR THE FUTURE

Critical illness can also impact your long-term earning potential. The lump sum payout can be used to invest in your future or bridge the gap until you're able to return to work.

WOULD YOU LIKE TO UNDERSTAND YOUR PROTECTION OPTIONS?​

Get in touch. We offer a 30 minute free, initial consultation.

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NEED MORTGAGE ADVICE?

We can help. Simply email us at info@cedar-crest.co.uk call us or book your free, no obligation consultation.

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