An Energy Performance Certificate, or EPC, is a legal requirement when selling, renting, or constructing a property. It provides a snapshot of a home’s energy efficiency, rated on a scale from A to G, with A representing the most efficient.

When a homeowner passes away, their property typically constitutes a significant portion of their estate. If the home needs to be sold, the process cannot begin immediately. A legal process called probate must be completed before ownership can be transferred and the sale finalised.

Can you remortgage to cover home renovation costs? Learn how releasing equity works, the benefits of securing lower interest rates, and the critical risks like increasing long-term debt. Find the best way to fund your next home improvement project.

Overpaying your mortgage vs. saving extra cash: Which is best for your finances? Explore the pros and cons, from guaranteed interest savings and peace of mind to liquidity and higher returns, to find the right balance for your goals and risk tolerance.

Stuck between a 2-year and 5-year fixed mortgage? We compare the pros and cons of flexibility vs. security to help you choose the right term for your financial goals.

Wondering how a job change affects your mortgage? Learn how probation periods, self-employment, and income shifts impact your borrowing power and lender decisions.

Discover why 'The Growing Importance of Deposit Size in Securing a Mortgage' matters for UK homebuyers. Learn how deposit size impacts your mortgage options.

Discover the UK Autumn Budget 2025 Key Summary on Mortgage and Property Changes. Learn how these updates impact you and navigate the new rules effectively.

When should I consider remortgaging? Discover key moments to remortgage for financial stability. Learn when should I consider remortgaging effectively.

Understand whether unlocking cash or restructuring borrowing to understand which of these options suit your needs.

Discover common bank statement mistakes and what you need to consider when applying for a mortgage. Ensure a smooth application process!

Discover 10 ways to reduce monthly mortgage payments and ease financial pressure. Learn practical steps to reduce monthly payments and manage expenses.

Explore how potential changes in mortgage rules could impact borrowers, including the role of Mortgage Exit Fee. Stay informed on Mortgage Exit Fee implications.

Discover how Cedar Crest UK helps British expats & Asian investors secure mortgages, navigating UK lender policies for seamless property investment.

Discover seamless mortgage solutions with Cedar Crest for British expats and Americans. Mortgages for British Expats and Americans with Cedar Crest made easy.

Discover the key differences in Selling a second home or buy-to-let. Learn about tax, timing, and tenant rules for Selling a second home or buy-to-let.

Discover 'Understanding mortgage exit fees and charges' to save money. Learn how 'Understanding mortgage exit fees and charges' can help you avoid costly surprises.

Discover how long a mortgage offer lasts, what happens if it expires, and how to extend or reapply. Stay informed and secure your dream home.

Can you still get a mortgage after changing jobs? Learn how job changes affect mortgage applications and find lenders who understand your situation.

Discover how Capital Gains Tax Changes and Their Impact on Landlords could transform property investment strategies. Stay informed on Capital Gains Tax Changes.