The Cedar Crest Team
Inherited Property Ownership
Inheriting property from a late family member often carries a complex mix of emotions and financial considerations.
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The Cedar Crest Team
Aug 71 min
Reasons to consider remortgaging
When you remortgage, you switch from one mortgage to another on your own home.
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The Cedar Crest Team
Jul 12 min
Navigating Inheritance Tax (IHT) Through Late-Life Mortgages
Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider
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The Cedar Crest Team
Jun 132 min
New Data Reveals UK Property Profits in 2023
On average, sellers in 2023 achieved gains of £74,000, having owned their homes for around nine years.
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The Cedar Crest Team
Jun 36 min
Boosting Your Home's Value
Enhancing your home's appeal through general tidying and refurbishments can significantly increase its attractiveness to potential buyers.
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The Cedar Crest Team
May 295 min
First-time home sellers
Taking the leap to sell your home for the first time can be intimidating.
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The Cedar Crest Team
May 203 min
Are you paying more than you need to on your mortgage?
Purchasing a home is often the most significant investment individuals make in their lifetime.
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The Cedar Crest Team
May 152 min
How Loan-to-Value (LTV) ratio affects your mortgage?
When purchasing a home, the amount you borrow is often represented as a percentage of the property’s value – this is known as the Loan-to-Va
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The Cedar Crest Team
May 13 min
Understanding Stamp Duty
A simple guide and the numbers you need to know Stamp duty, or to give it its full name, Stamp Duty Land Tax, is a tax that applies to...
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The Cedar Crest Team
Apr 176 min
Understanding Mortgage Valuations
A Mortgage Valuation is a process initiated by your lender when you are applying for a mortgage or considering a remortgage. This...
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The Cedar Crest Team
Apr 44 min
What To Do If Your Property Has Negative Equity
Exploring some frequently asked questions Many people perceive purchasing a property as a long-term financial investment. However, like...
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The Cedar Crest Team
Mar 62 min
Selling A Mortgaged Property
Can I sell my house before the end of the mortgage term? Many homeowners find themselves in a conundrum when it comes to selling their...
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The Cedar Crest Team
Mar 54 min
What does ‘Sold Subject to Contract’ mean?
One of many potentially confusing property jargon terms Ever come across a property listing marked ‘Sold Subject to Contract’ (SSTC) and...
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The Cedar Crest Team
Feb 187 min
Demystifying Capital Gains Tax
For those lucky enough to have more than one property in their portfolio, understanding the ins and outs of Capital Gains Tax (CGT)...
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The Cedar Crest Team
Feb 52 min
Interest-Only Mortgages
Search data increases by 11% amid any further rate rises A significant uptake has been observed in the demand for interest-only mortgages...
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The Cedar Crest Team
Dec 26, 20233 min
Speeding up the home sale process
Tips to help you transition smoothly into your new home more swiftly Selling your home can feel like a marathon rather than a sprint....
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The Cedar Crest Team
Dec 14, 20232 min
The True Cost Of Selling A House In Britain
A significant undertaking that comes with its own set of costs The journey to selling your home in Britain has an average price of...
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The Cedar Crest Team
Dec 8, 20236 min
Planning to put your house or flat on the market?
Essential documents you’ll need to avoid unnecessary pitfalls and delays Navigating the labyrinth of paperwork and documentation when...
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The Cedar Crest Team
Nov 29, 20233 min
Decoding Mortgage Choices
Making the right mortgage choice could save hundreds or even thousands of pounds When choosing a mortgage, many borrowers gravitate...
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The Cedar Crest Team
Nov 26, 20234 min
Remortgaging more competitive deal
27% of homeowners with a mortgage are still on their lender’s Standard Variable Rate If you're currently on your mortgage lender’s...
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