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Leasehold, Freehold, Share of Freehold
Key differences between the properties you can purchase. In England and Wales, there are two types of property: freehold and leasehold....

The Cedar Crest Team
Jul 11, 20223 min read
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New Rules For Second Homes
“Owners of second homes in England can avoid paying council tax and access small business rates relief by simply declaring an intention...

The Cedar Crest Team
Jul 4, 20223 min read
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EXTRA COSTS WHEN BUYING A HOME
What to consider before jumping onto the property ladder Buying a home, or any kind of property, will quite possibly be one of the...

The Cedar Crest Team
Jun 13, 20224 min read
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BIGGER MORTGAGE LOANS
How to boost your mortgage borrowing power “If you’re looking to secure a bigger mortgage, one of the best things you can do is to pay...

The Cedar Crest Team
Jun 6, 20224 min read
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Moving On Up The Property Ladder
Moving up on the property ladder is a process that is influenced by a number of factors.

The Cedar Crest Team
Mar 24, 20227 min read
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The Value of British Homes Soars by 20% in Five Years
The value of your home and the equity that you hold within the property, might increase in the future.

The Cedar Crest Team
Feb 16, 20223 min read
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UK mortgage lenders begin to raise rates
A recent announcement made by the Office for Budget Responsibility indicates that there is a possibility for a rise of inflation.

The Cedar Crest Team
Feb 2, 20222 min read
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Earth Month: Green Mortgages
Many mortgage lenders are willing to offer homeowners discounted interest rates if they are applying for a green mortgage.

The Cedar Crest Team
Jan 11, 20224 min read
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Gazumping: What is it and how can you avoid it?
Gazumping is a a situation in which you make an offer on a property that a seller accepts, but later on change their minds.

The Cedar Crest Team
Dec 21, 20213 min read
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POSITIVE SOLUTIONS TO NEGATIVE EQUITY
Negative Equity is is a deficit of owner's equity, occurring when the value of an asset less than the outstanding balance

The Cedar Crest Team
Oct 18, 20213 min read
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First-time buyers First Homes initiative
If you are a First-time buyer you might be eligible for up to a 50% discount on "new-build" homes under a government scheme.

The Cedar Crest Team
Aug 23, 20213 min read
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URBAN FLIGHT: House prices in areas of the UK have risen by almost 50%
Learn about the recent changes in house prices in areas of the UK and how they might affect you as a home buyer or property investor.

The Cedar Crest Team
Aug 23, 20212 min read
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UK HOUSING MARKET SURGES
Learn more about the recent developments in the UK housing market and how they affect your mortgage options.

The Cedar Crest Team
Aug 23, 20212 min read
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Understanding the Shared Ownership Government Scheme
If you want to buy your first property, a Shared Ownership Government Scheme might be exactly what you are looking for.

The Cedar Crest Team
Aug 2, 20213 min read
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Could a fixed rate deal be the right type of mortgage for you?
Acquiring a mortgage deal is one of the biggest financial commitment you’ll ever make.

The Cedar Crest Team
Jul 28, 20213 min read
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Conveyancing: An important stage when purchasing a property.
Purchasing a property demands coordination and organisation, that includes legal matters and financial arrangements.

The Cedar Crest Team
Jul 15, 20214 min read
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Dividing the family home and mortgage during divorce
During divorce people go through difficult times , where many unexpected circumstances may arise.

The Cedar Crest Team
Jul 15, 20213 min read
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What size mortgage could I afford to borrow?
When you apply for a mortgage, the amount you can afford to borrow is defined by an affordability formula.

The Cedar Crest Team
Jul 15, 20214 min read
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Time to Discuss Five Year Fixed Rate
A long-term fixed-rate mortgage is not covered by the mortgage affordability rules!

The Cedar Crest Team
Jul 15, 20213 min read
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Could you afford to repay your mortgage if you became seriously ill?
Landlord insurance, are you covered? Unexpected incidents could leave you seriously out of pocket.

The Cedar Crest Team
Jul 15, 20213 min read
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