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Longer-Term Fixed Rate Mortgages
Understanding the difference between ‘deals’ and ‘terms’ is crucial Are you pondering over whether to get a long-term fixed rate...

The Cedar Crest Team
Nov 6, 20234 min read


Start Your Journey To Homeownership
Multiple affordable schemes and initiatives to get you moving If you want to purchase a home, you’ve likely encountered the term...

The Cedar Crest Team
Nov 1, 20234 min read


Applying For A Mortgage
How to make sure you’re mortgage-ready to simplify the journey Navigating through many mortgage deals and sorting out the heaps of...

The Cedar Crest Team
Oct 30, 20232 min read


Long-Term Mortgages
An affordable solution or a costly compromise? The cost of living is rising, and many homeowners and aspiring buyers are feeling the...

The Cedar Crest Team
Aug 18, 20233 min read


Taking out a Mortgage in later life to bypass Inheritance Tax
Over-60s consider passing on assets or property to family members As the population of over-60s in the UK increases, more and more are...

The Cedar Crest Team
Aug 14, 20233 min read


Getting a Decision in Principles (DIP)
Assessing your income, spending habits, credit score and other factors If you are planning on buying your first home or selling an...

The Cedar Crest Team
Aug 9, 20232 min read


How much could you borrow for your next home?
Everything’s easier when you know how to make the move Purchasing your next property is a significant step, involving a substantial,...

The Cedar Crest Team
Aug 7, 20232 min read


Switching to an interest-only Mortgage
Grappling with the stark reality of escalating interest rates Countless individuals have yet to grapple with the stark reality of...

The Cedar Crest Team
Jul 31, 20232 min read


Your home is a life’s work, so make sure it’s fully insured
Average price of home insurance falls to the lowest since records began In 2022, the average cost of home insurance dropped to £300, the...

The Cedar Crest Team
Jul 5, 20233 min read


Navigating your mortgage options
With many mortgage borrowers facing uncertain times, what steps can be taken? The UK housing and mortgage market has witnessed a...

The Cedar Crest Team
Jun 12, 20234 min read


Mortgage lending into retirement
The changing landscape for older borrowers It can often be difficult to secure a mortgage past the age of 65 or 70, depending on the...

The Cedar Crest Team
May 29, 20233 min read


Mortgage types explained
How will fluctuations in interest rates impact on my mortgage? The bank of England sets the base rate for interest rates in the UK, which...

The Cedar Crest Team
May 15, 20234 min read


Highs and lows of the property market
Trend of increasing stamp duty intake has continued this year The UK property market has seen a number of highs and lows over the past...

The Cedar Crest Team
May 12, 20233 min read


Fixed rate mortgages
Is now the right time to fix and for how long? In the realm of mortgages, a fixed rate mortgage refers to a financing option where the...

The Cedar Crest Team
May 1, 20233 min read


How landlords can maximise potential returns on investment
Staying ahead of the competition 2023 As a new or even experienced professional buy to-let landlord in 2023, there are certain steps you...

The Cedar Crest Team
Mar 27, 20232 min read


Back in demand and driving prices in housing markets
City Living Increasing demand for homes in cities was the driving force behind the rapid house price inflation witnessed earlier in 2022,...

The Cedar Crest Team
Mar 22, 20232 min read


Interest rate shock
Light on the horizon for new buyers looking for a mortgage The increase in mortgage rates represents the largest interest rate shock for...

The Cedar Crest Team
Mar 20, 20233 min read


Why Buy A New Property?
High specification home and hassle-free living, reducing the need for DIY or costly repairs. Whether you're taking your first step onto...

The Cedar Crest Team
Mar 15, 20233 min read


How to reduce risk when investing in a grade-listed property
If you've decided to purchase a grade-listed building, there are certain considerations associated with such an undertaking. That’s...

The Cedar Crest Team
Mar 13, 20233 min read


Popular destinations for many professional property investor
Investing in a 'Golden Village' Property Despite the rising effects of inflation and interest rate levels affecting property buyers in...

The Cedar Crest Team
Mar 6, 20234 min read
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