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Planning to put your house or flat on the market?
Essential documents you’ll need to avoid unnecessary pitfalls and delays Navigating the labyrinth of paperwork and documentation when...

The Cedar Crest Team
Dec 8, 20236 min read
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The 100% Mortgage Pathway For Aspiring Homeowners To Step Onto The Property Ladder
Once upon a time, before the financial crash of 2008, securing a home loan without a deposit was not only possible but relatively common....

The Cedar Crest Team
Dec 6, 20233 min read
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Decoding Mortgage Choices
Making the right mortgage choice could save hundreds or even thousands of pounds When choosing a mortgage, many borrowers gravitate...

The Cedar Crest Team
Nov 29, 20233 min read
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Navigating Rising Mortgage Rates
Practical steps for homeowners and buyers to consider Many homeowners and potential buyers face increasing borrowing costs. However, it’s...

The Cedar Crest Team
Nov 8, 20233 min read
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Longer-Term Fixed Rate Mortgages
Understanding the difference between ‘deals’ and ‘terms’ is crucial Are you pondering over whether to get a long-term fixed rate...

The Cedar Crest Team
Nov 6, 20234 min read
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Start Your Journey To Homeownership
Multiple affordable schemes and initiatives to get you moving If you want to purchase a home, you’ve likely encountered the term...

The Cedar Crest Team
Nov 1, 20234 min read
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Applying For A Mortgage
How to make sure you’re mortgage-ready to simplify the journey Navigating through many mortgage deals and sorting out the heaps of...

The Cedar Crest Team
Oct 30, 20232 min read
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Long-Term Mortgages
An affordable solution or a costly compromise? The cost of living is rising, and many homeowners and aspiring buyers are feeling the...

The Cedar Crest Team
Aug 18, 20233 min read
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Taking out a Mortgage in later life to bypass Inheritance Tax
Over-60s consider passing on assets or property to family members As the population of over-60s in the UK increases, more and more are...

The Cedar Crest Team
Aug 14, 20233 min read
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Getting a Decision in Principles (DIP)
Assessing your income, spending habits, credit score and other factors If you are planning on buying your first home or selling an...

The Cedar Crest Team
Aug 9, 20232 min read
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How much could you borrow for your next home?
Everything’s easier when you know how to make the move Purchasing your next property is a significant step, involving a substantial,...

The Cedar Crest Team
Aug 7, 20232 min read
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Switching to an interest-only Mortgage
Grappling with the stark reality of escalating interest rates Countless individuals have yet to grapple with the stark reality of...

The Cedar Crest Team
Jul 31, 20232 min read
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Your home is a life’s work, so make sure it’s fully insured
Average price of home insurance falls to the lowest since records began In 2022, the average cost of home insurance dropped to £300, the...

The Cedar Crest Team
Jul 5, 20233 min read
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Navigating your mortgage options
With many mortgage borrowers facing uncertain times, what steps can be taken? The UK housing and mortgage market has witnessed a...

The Cedar Crest Team
Jun 12, 20234 min read
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Mortgage lending into retirement
The changing landscape for older borrowers It can often be difficult to secure a mortgage past the age of 65 or 70, depending on the...

The Cedar Crest Team
May 29, 20233 min read
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Mortgage types explained
How will fluctuations in interest rates impact on my mortgage? The bank of England sets the base rate for interest rates in the UK, which...

The Cedar Crest Team
May 15, 20234 min read
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Highs and lows of the property market
Trend of increasing stamp duty intake has continued this year The UK property market has seen a number of highs and lows over the past...

The Cedar Crest Team
May 12, 20233 min read
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Fixed rate mortgages
Is now the right time to fix and for how long? In the realm of mortgages, a fixed rate mortgage refers to a financing option where the...

The Cedar Crest Team
May 1, 20233 min read
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How landlords can maximise potential returns on investment
Staying ahead of the competition 2023 As a new or even experienced professional buy to-let landlord in 2023, there are certain steps you...

The Cedar Crest Team
Mar 27, 20232 min read
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Back in demand and driving prices in housing markets
City Living Increasing demand for homes in cities was the driving force behind the rapid house price inflation witnessed earlier in 2022,...

The Cedar Crest Team
Mar 22, 20232 min read
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