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The Cedar Crest Team
Feb 1, 20233 min read
Stamp Duty Tax
Autumn Statement 2022: cuts due to end in 2025 Two of the surviving measures introduced in last year’s Mini-Budget are set to stay until...
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The Cedar Crest Team
Jan 30, 20232 min read
Should I secure my mortgage now?
Protecting yourself against any further potential increases in interest rates Securing your mortgage now could mean that you benefit from...
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The Cedar Crest Team
Jan 23, 20232 min read
2023 MORTGAGE MARKET
Further pressure on already strained finances The UK mortgage sector is expected to experience significant changes in 2023. While...
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The Cedar Crest Team
Jan 4, 20233 min read
Protecting your home from crime
Residential burglary rates soar over the winter months It's that time of year again when Christmas is just around the corner. For many of...
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The Cedar Crest Team
Dec 26, 20223 min read
Signs it’s time to make that next move
Should I stay, or should I go now? As much as you love your home, there may come a time when you start thinking whether or not you should...
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The Cedar Crest Team
Dec 14, 20223 min read
Growing Wealth Held in Property
Importance of the role of property wealth in retirement planning Property wealth can play an important role in a retirement strategy,...
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The Cedar Crest Team
Nov 28, 20223 min read
Joint Borrower Sole Proprietor Mortgage
Helping young people to get onto the first rung of the property ladder A Joint Borrower Sole Proprietor Mortgage (otherwise referred to...
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The Cedar Crest Team
Nov 21, 20224 min read
Getting a mortgage when you’re self-employed
It’s proving your financial stability that can take the extra time and effort The Mortgage Market has come a long way in recent years and...
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The Cedar Crest Team
Nov 16, 20223 min read
Does working from home affect your mortgage?
Number of Britons working from home more than doubled to 9.9 million A significant number of people who took up home working because of...
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The Cedar Crest Team
Nov 14, 20223 min read
Mortgage market uncertainty
What’s happening with mortgage rates? A series of unfunded tax cuts announced by the new Chancellor of the Exchequer, Kwasi Kwarteng,...
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The Cedar Crest Team
Oct 28, 20223 min read
Rising Cost of Living
New research highlights landlords’ dilemma “Regionally, landlords in East Midlands (74%), Wales (70%) and Yorkshire and The Humber (62%)...
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The Cedar Crest Team
Oct 10, 20224 min read
Mortgages Matter
Different types of mortgages explained There are many factors to consider when choosing a mortgage, and the type of mortgage you choose...
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The Cedar Crest Team
Oct 3, 20223 min read
Mortgage ready!
Get your finances fit to purchase your first home Determining how much money you need to buy a property may seem daunting for first-time...
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The Cedar Crest Team
Sep 5, 20223 min read
Starting the Mortgage Journey
Research highlights the average first-time buyer starts saving at the age of 24. Thanks to the housing market rebound during 2021, the...
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The Cedar Crest Team
Aug 22, 20223 min read
Green Home Movement
New-build buyers saving up to 52% on energy costs Climate change and the cost of living are making energy efficiency a priority for many...
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The Cedar Crest Team
Aug 15, 20222 min read
Investment property
Pros and cons of buying a property through a limited company If you're planning to buy an investment rental property, you may be...
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The Cedar Crest Team
Aug 12, 20222 min read
Mortgage underwriting
What actually happens? The mortgage underwriting process is a key part of the mortgage application process. It is when the lender...
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The Cedar Crest Team
Jul 19, 20223 min read
Meet The Team: Sunny Kwong
Sunny Kwong, Mortgage Adviser This past week, we connected with the newest team member of the Cedar Crest team: Sunny Kwong. Sunny is one...
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The Cedar Crest Team
Jul 11, 20223 min read
Leasehold, Freehold, Share of Freehold
Key differences between the properties you can purchase. In England and Wales, there are two types of property: freehold and leasehold....
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The Cedar Crest Team
Jul 4, 20223 min read
New Rules For Second Homes
“Owners of second homes in England can avoid paying council tax and access small business rates relief by simply declaring an intention...
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