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Could remortgaging help you beat the cost of living crisis?
Millions of families are seeking strategies to navigate the current economic turbulence The headlines are filled with reports of the...

The Cedar Crest Team
Aug 28, 20233 min read
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Landlords eyeing portfolio expansion
New report highlights regional disparities in rental affordability A recent survey has revealed intriguing insights into landlords’ plans...

The Cedar Crest Team
Aug 23, 20232 min read
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Long-Term Mortgages
An affordable solution or a costly compromise? The cost of living is rising, and many homeowners and aspiring buyers are feeling the...

The Cedar Crest Team
Aug 18, 20233 min read
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Taking out a Mortgage in later life to bypass Inheritance Tax
Over-60s consider passing on assets or property to family members As the population of over-60s in the UK increases, more and more are...

The Cedar Crest Team
Aug 14, 20233 min read
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Getting a Decision in Principles (DIP)
Assessing your income, spending habits, credit score and other factors If you are planning on buying your first home or selling an...

The Cedar Crest Team
Aug 9, 20232 min read
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How much could you borrow for your next home?
Everything’s easier when you know how to make the move Purchasing your next property is a significant step, involving a substantial,...

The Cedar Crest Team
Aug 7, 20232 min read
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Switching to an interest-only Mortgage
Grappling with the stark reality of escalating interest rates Countless individuals have yet to grapple with the stark reality of...

The Cedar Crest Team
Jul 31, 20232 min read
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Meet The Team: Monica Leung
Mortgage Adviser - Chinese (Mandarin and Cantonese Speaking) - Hong Kong Native This week, we sat down with Cedar Crest mortgage adviser,...

The Cedar Crest Team
Jul 18, 20234 min read
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New ‘How to Rent: a checklist for renting in England’
What landlords must do to comply at the beginning of new tenancies Landlords in England are reminded that they must provide the latest...

The Cedar Crest Team
Jul 14, 20232 min read
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What happens when my fixed-rate mortgage ends?
If your fixed-rate mortgage arrangement is about to expire, you have two options: remortgage to a new deal or do nothing, in which case...

The Cedar Crest Team
Jul 13, 20233 min read
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Your home is a life’s work, so make sure it’s fully insured
Average price of home insurance falls to the lowest since records began In 2022, the average cost of home insurance dropped to £300, the...

The Cedar Crest Team
Jul 5, 20233 min read
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New ‘How to Rent: a checklist for renting in England’
What landlords must do to comply at the beginning of new tenancies Landlords in England are reminded that they must provide the latest...

The Cedar Crest Team
Jun 30, 20232 min read
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Short-term financing Bridging loans
Bridging loans, the loan of last resort explained Buying and selling properties simultaneously can be a challenging task, especially when...

The Cedar Crest Team
Jun 26, 20234 min read
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Navigating your mortgage options
With many mortgage borrowers facing uncertain times, what steps can be taken? The UK housing and mortgage market has witnessed a...

The Cedar Crest Team
Jun 12, 20234 min read
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How to reap the rewards of a successful rental business
Multiple tenants on a per-room basis can yield two to three times the rental income HMO stands for ‘Houses in Multiple Occupation’ – a...

The Cedar Crest Team
Jun 5, 20234 min read
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Mortgage lending into retirement
The changing landscape for older borrowers It can often be difficult to secure a mortgage past the age of 65 or 70, depending on the...

The Cedar Crest Team
May 29, 20233 min read
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Expanding your property portfolio?
5 reasons why investing in buy-to-let could be a profitable decision in 2023 Some property investors may be wondering if 2023 is the...

The Cedar Crest Team
May 22, 20234 min read
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Mortgage types explained
How will fluctuations in interest rates impact on my mortgage? The bank of England sets the base rate for interest rates in the UK, which...

The Cedar Crest Team
May 15, 20234 min read
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Highs and lows of the property market
Trend of increasing stamp duty intake has continued this year The UK property market has seen a number of highs and lows over the past...

The Cedar Crest Team
May 12, 20233 min read
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Looking to remortgage?
Understand the process and what options are available Remortgaging could save you hundreds of pounds on your mortgage payments and ensure...

The Cedar Crest Team
May 8, 20234 min read
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