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Tracker Mortgages
In recent years, tracker mortgages have been prevalent among borrowers seeking greater flexibility during uncertain economic times.

The Cedar Crest Team
Nov 6, 20241 min read


Labour’s Autumn Budget 2024: Key Takeaways for the UK Mortgage and Housing Market
Labour’s first Budget in 14 years—and the first ever delivered by a female Chancellor—marked a significant moment in the UK’s economic...

The Cedar Crest Team
Oct 31, 20243 min read


Selling your home before the end of your mortgage term
Many homeowners find themselves in a position where they opt to sell their property before the mortgage is fully repaid.

The Cedar Crest Team
Oct 21, 20244 min read


Buying an Additional Property: Here’s What You Need to Know About Stamp Duty and Key Considerations for Your Purchase
Among the considerations, Stamp Duty on additional properties is a financial element that demands thorough understanding.

The Cedar Crest Team
Oct 14, 20244 min read


The UK Rental Market Reaches a New High
The latest snapshot of the rental market from Rightmove, reveals that average advertised rents for tenants outside London have risen to a ne

The Cedar Crest Team
Oct 8, 20242 min read


Nearing The End Of A Current Mortgage Deal
Homeowners nearing the end of their current mortgage deals may question whether to secure a fixed rate now or wait in the hope of more compe

The Cedar Crest Team
Sep 23, 20242 min read


Promising Outlook for Homebuyers
According to Right Move data, the average five-year fixed mortgage rate has fallen below 5% for the first time in two months.

The Cedar Crest Team
Sep 18, 20241 min read


Inherited Property Ownership
Inheriting property from a late family member often carries a complex mix of emotions and financial considerations.

The Cedar Crest Team
Sep 11, 20242 min read


The Future of Housing and Mortgages Under a Labour Government
As the UK enters a new era following a Labour government victory during the July 4 general election, what do we know about Labour’s approach

The Cedar Crest Team
Sep 9, 20241 min read


Mortgage terms increasingly extending into retirement
According to recent data, mortgage terms are getting longer, with many buyers potentially still paying off their loans well into their retir

The Cedar Crest Team
Sep 2, 20241 min read


Age is just a number, but it plays a role in mortgages
Age is just a number, or so the saying goes, but it does matter if you’re applying for a mortgage.

The Cedar Crest Team
Aug 28, 20241 min read


Mortgage planning for Over-60s
In an evolving financial landscape, older homeowners are finding innovative ways to mitigate their Inheritance Tax (IHT) obligations, highli

The Cedar Crest Team
Aug 21, 20242 min read


Increasing popularity of equity release among older homeowners
Many older homeowners are looking to unlock the equity in their
properties to address a range of financial needs as they age.

The Cedar Crest Team
Aug 14, 20241 min read


Reasons to consider remortgaging
When you remortgage, you switch from one mortgage to another on your own home.

The Cedar Crest Team
Aug 7, 20241 min read


Mortgage deals on offer
First Homes is a government backed scheme designed to help more first-time buyers onto the property ladder.

The Cedar Crest Team
Aug 2, 20241 min read


Understanding mortgage protection life insurance
It’s not the nicest thought,
but if something were to happen to you, would your family or partner be able to afford the mortgage payments?

The Cedar Crest Team
Jul 25, 20242 min read


Navigating Inheritance Tax (IHT) Through Late-Life Mortgages
Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider

The Cedar Crest Team
Jun 30, 20242 min read


How To Thrive In The UK Buy-To-Let Sector
Discover the key steps to thriving in the UK buy-to-let sector. From financial planning to property selection, legal obligations, and tenant

The Cedar Crest Team
Jun 25, 20244 min read


Are You Contemplating The Purchase Of Your Flat’s Freehold?
Feeling frustrated with exorbitant ground rents, hefty service charges or subpar maintenance from your freeholder?

The Cedar Crest Team
Jun 19, 20244 min read


The Evolving Landscape Of The Rental Market
Over recent years, the rental property market has witnessed a significant surge in demand, with supply struggling to keep pace.

The Cedar Crest Team
Jun 18, 20242 min read
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