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Meet The Team: Stephen Couch
With 20 years of experience in the financial and UK mortgage industry, I have helped clients buying property.

The Cedar Crest Team
May 9, 20241 min read
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Understanding Stamp Duty
A simple guide and the numbers you need to know Stamp duty, or to give it its full name, Stamp Duty Land Tax, is a tax that applies to...

The Cedar Crest Team
Apr 30, 20243 min read
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Managing Your Property Portfolio
Looking to ace your property portfolio management? Get the best Property Investing Tips from our team, covering goals, tax advice,...

The Cedar Crest Team
Apr 17, 20248 min read
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Understanding Mortgage Valuations
A Mortgage Valuation is a process initiated by your lender when you are applying for a mortgage or considering a remortgage. This...

The Cedar Crest Team
Apr 17, 20246 min read
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New Build Home Warranties
Shielding homeowners from defects in a newly constructed property New build home warranties are insurance policies that shield homeowners...

The Cedar Crest Team
Apr 15, 20243 min read
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What To Do If Your Property Has Negative Equity
Exploring some frequently asked questions Many people perceive purchasing a property as a long-term financial investment. However, like...

The Cedar Crest Team
Apr 4, 20244 min read
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How To Build Your Property Portfolio
The Property Snowball Effect: From the Expat Investor Hub Podcast- October 2023 The beginning of any journey starts with a single step...

The Cedar Crest Team
Apr 2, 20247 min read
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What does ‘Sold Subject to Contract’ mean?
One of many potentially confusing property jargon terms Ever come across a property listing marked ‘Sold Subject to Contract’ (SSTC) and...

The Cedar Crest Team
Mar 5, 20244 min read
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Deciphering the UK’s rental yields
A key figure to profitable property investment Diving into the world of property investment, you quickly encounter terms such as gross...

The Cedar Crest Team
Feb 21, 20244 min read
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Demystifying Capital Gains Tax
For those lucky enough to have more than one property in their portfolio, understanding the ins and outs of Capital Gains Tax (CGT)...

The Cedar Crest Team
Feb 18, 20247 min read
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Interest-Only Mortgages
Search data increases by 11% amid any further rate rises A significant uptake has been observed in the demand for interest-only mortgages...

The Cedar Crest Team
Feb 5, 20242 min read
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The True Cost Of Selling A House In Britain
A significant undertaking that comes with its own set of costs The journey to selling your home in Britain has an average price of...

The Cedar Crest Team
Dec 14, 20232 min read
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Decoding Mortgage Choices
Making the right mortgage choice could save hundreds or even thousands of pounds When choosing a mortgage, many borrowers gravitate...

The Cedar Crest Team
Nov 29, 20233 min read
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Navigating Rising Mortgage Rates
Practical steps for homeowners and buyers to consider Many homeowners and potential buyers face increasing borrowing costs. However, it’s...

The Cedar Crest Team
Nov 8, 20233 min read
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Disadvantages of Purchasing a Buy to Let through a Limited Company
Despite their advantages, buy to let mortgages for limited companies also come with some disadvantages. One significant drawback is the...

The Cedar Crest Team
Oct 23, 20233 min read
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Advantages of Buy To Let Mortgages For Limited Companies
Over 30,000 Limited Companies have been formed specifically for buy to let reasons in the past seven years, primarily as a result of...

The Cedar Crest Team
Oct 9, 20233 min read
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Meet The Team: Monica Leung
Mortgage Adviser - Chinese (Mandarin and Cantonese Speaking) - Hong Kong Native This week, we sat down with Cedar Crest mortgage adviser,...

The Cedar Crest Team
Jul 18, 20234 min read
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2023 MORTGAGE MARKET
Further pressure on already strained finances The UK mortgage sector is expected to experience significant changes in 2023. While...

The Cedar Crest Team
Jan 23, 20232 min read
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Mortgage market uncertainty
What’s happening with mortgage rates? A series of unfunded tax cuts announced by the new Chancellor of the Exchequer, Kwasi Kwarteng,...

The Cedar Crest Team
Nov 14, 20223 min read
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Meet The Team: Sam Harley
Sam Harley, Mortgage Adviser This past week, we connected with the company's first mortgage adviser and most senior member of the Cedar...

The Cedar Crest Team
Aug 23, 20224 min read
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