top of page
Search


Nearing The End Of A Current Mortgage Deal
Homeowners nearing the end of their current mortgage deals may question whether to secure a fixed rate now or wait in the hope of more compe

The Cedar Crest Team
Sep 23, 20242 min read
Â
Â
Â


Promising Outlook for Homebuyers
According to Right Move data, the average five-year fixed mortgage rate has fallen below 5% for the first time in two months.Â

The Cedar Crest Team
Sep 18, 20241 min read
Â
Â
Â


Mortgage deals on offer
First Homes is a government backed scheme designed to help more first-time buyers onto the property ladder.

The Cedar Crest Team
Aug 2, 20241 min read
Â
Â
Â


Navigating Inheritance Tax (IHT) Through Late-Life Mortgages
Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider

The Cedar Crest Team
Jun 30, 20242 min read
Â
Â
Â


Are You Contemplating The Purchase Of Your Flat’s Freehold?
Feeling frustrated with exorbitant ground rents, hefty service charges or subpar maintenance from your freeholder?

The Cedar Crest Team
Jun 19, 20244 min read
Â
Â
Â


Boosting Your Home's Value
Enhancing your home's appeal through general tidying and refurbishments can significantly increase its attractiveness to potential buyers.

The Cedar Crest Team
Jun 2, 20246 min read
Â
Â
Â


First-time home sellers
Taking the leap to sell your home for the first time can be intimidating.

The Cedar Crest Team
May 28, 20245 min read
Â
Â
Â


Unveiling the First Homes scheme
Introduced in 2021, First Homes is a government-backed scheme designed to help more first-time buyers onto the property ladder.

The Cedar Crest Team
May 23, 20242 min read
Â
Â
Â


Are you paying more than you need to on your mortgage?
Purchasing a home is often the most significant investment individuals make in their lifetime.

The Cedar Crest Team
May 19, 20243 min read
Â
Â
Â


How Loan-to-Value (LTV) ratio affects your mortgage?
When purchasing a home, the amount you borrow is often represented as a percentage of the property’s value – this is known as the Loan-to-Va

The Cedar Crest Team
May 14, 20242 min read
Â
Â
Â


Re-imaging homeownership in retirement
Heralding a substantial shift in living, lifestyle and priorities As you approach the golden years of retirement, you may find yourself...

The Cedar Crest Team
May 6, 20243 min read
Â
Â
Â


Understanding Stamp Duty
A simple guide and the numbers you need to know Stamp duty, or to give it its full name, Stamp Duty Land Tax, is a tax that applies to...

The Cedar Crest Team
Apr 30, 20243 min read
Â
Â
Â


Understanding Mortgage Valuations
A Mortgage Valuation is a process initiated by your lender when you are applying for a mortgage or considering a remortgage. This...

The Cedar Crest Team
Apr 17, 20246 min read
Â
Â
Â


New Build Home Warranties
Shielding homeowners from defects in a newly constructed property New build home warranties are insurance policies that shield homeowners...

The Cedar Crest Team
Apr 15, 20243 min read
Â
Â
Â


How To Build Your Property Portfolio
The Property Snowball Effect: From the Expat Investor Hub Podcast- October 2023 The beginning of any journey starts with a single step...

The Cedar Crest Team
Apr 2, 20247 min read
Â
Â
Â


How To Expedite Your Home Sale
Helping your potential buyers visualise their life in your home Selling a house often feels like a laborious journey, with homeowners...

The Cedar Crest Team
Mar 22, 20244 min read
Â
Â
Â


Riding The Rental Wave
A snapshot of the UK property market The latest data reveals some significant trends in the ever- evolving UK rental market. The average...

The Cedar Crest Team
Mar 6, 20242 min read
Â
Â
Â


What does ‘Sold Subject to Contract’ mean?
One of many potentially confusing property jargon terms Ever come across a property listing marked ‘Sold Subject to Contract’ (SSTC) and...

The Cedar Crest Team
Mar 5, 20244 min read
Â
Â
Â


Demystifying Capital Gains Tax
For those lucky enough to have more than one property in their portfolio, understanding the ins and outs of Capital Gains Tax (CGT)...

The Cedar Crest Team
Feb 18, 20247 min read
Â
Â
Â


Greet LISA
Your tax-efficient route to homeownership Welcome LISA into your savings journey! A Lifetime Individual Savings Account (LISA) could be...

The Cedar Crest Team
Feb 11, 20242 min read
Â
Â
Â
bottom of page
