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Unveiling the First Homes scheme
Introduced in 2021, First Homes is a government-backed scheme designed to help more first-time buyers onto the property ladder.

The Cedar Crest Team
May 24, 20242 min read
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Are you paying more than you need to on your mortgage?
Purchasing a home is often the most significant investment individuals make in their lifetime.

The Cedar Crest Team
May 20, 20243 min read
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How Loan-to-Value (LTV) ratio affects your mortgage?
When purchasing a home, the amount you borrow is often represented as a percentage of the property’s value – this is known as the Loan-to-Va

The Cedar Crest Team
May 15, 20242 min read
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Re-imaging homeownership in retirement
Heralding a substantial shift in living, lifestyle and priorities As you approach the golden years of retirement, you may find yourself...

The Cedar Crest Team
May 6, 20243 min read
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Understanding Stamp Duty
A simple guide and the numbers you need to know Stamp duty, or to give it its full name, Stamp Duty Land Tax, is a tax that applies to...

The Cedar Crest Team
May 1, 20243 min read
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Understanding Mortgage Valuations
A Mortgage Valuation is a process initiated by your lender when you are applying for a mortgage or considering a remortgage. This...

The Cedar Crest Team
Apr 17, 20246 min read
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New Build Home Warranties
Shielding homeowners from defects in a newly constructed property New build home warranties are insurance policies that shield homeowners...

The Cedar Crest Team
Apr 15, 20243 min read
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How To Build Your Property Portfolio
The Property Snowball Effect: From the Expat Investor Hub Podcast- October 2023 The beginning of any journey starts with a single step...

The Cedar Crest Team
Apr 2, 20247 min read
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How To Expedite Your Home Sale
Helping your potential buyers visualise their life in your home Selling a house often feels like a laborious journey, with homeowners...

The Cedar Crest Team
Mar 22, 20244 min read
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Riding The Rental Wave
A snapshot of the UK property market The latest data reveals some significant trends in the ever- evolving UK rental market. The average...

The Cedar Crest Team
Mar 6, 20242 min read
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What does ‘Sold Subject to Contract’ mean?
One of many potentially confusing property jargon terms Ever come across a property listing marked ‘Sold Subject to Contract’ (SSTC) and...

The Cedar Crest Team
Mar 5, 20244 min read
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Demystifying Capital Gains Tax
For those lucky enough to have more than one property in their portfolio, understanding the ins and outs of Capital Gains Tax (CGT)...

The Cedar Crest Team
Feb 18, 20247 min read
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Greet LISA
Your tax-efficient route to homeownership Welcome LISA into your savings journey! A Lifetime Individual Savings Account (LISA) could be...

The Cedar Crest Team
Feb 11, 20242 min read
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Interest-Only Mortgages
Search data increases by 11% amid any further rate rises A significant uptake has been observed in the demand for interest-only mortgages...

The Cedar Crest Team
Feb 5, 20242 min read
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Seasonal Selling
The rhythm of real estate Considering selling your home and venturing further up or down the property ladder? Timing is crucial in this...

The Cedar Crest Team
Feb 5, 20244 min read
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Planning A Move In 2024?
Key considerations for venturing into pastures new this year Considering a change of scenery this year? We’ve often heard the saying that...

The Cedar Crest Team
Jan 31, 20243 min read
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The Hidden Costs For First-Time Buyers
First-year home ownership costs are more than just mortgage payments After years of diligently saving for a deposit, the moment...

The Cedar Crest Team
Jan 26, 20242 min read
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The True Cost Of Selling A House In Britain
A significant undertaking that comes with its own set of costs The journey to selling your home in Britain has an average price of...

The Cedar Crest Team
Dec 14, 20232 min read
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Risks Associated With A Property Sale
What can go wrong and what to guard against Navigating the labyrinth of selling a home on the open market can be a tumultuous journey....

The Cedar Crest Team
Dec 11, 20233 min read
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Planning to put your house or flat on the market?
Essential documents you’ll need to avoid unnecessary pitfalls and delays Navigating the labyrinth of paperwork and documentation when...

The Cedar Crest Team
Dec 8, 20236 min read
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