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How Loan-to-Value (LTV) ratio affects your mortgage?
When purchasing a home, the amount you borrow is often represented as a percentage of the property’s value – this is known as the Loan-to-Va

The Cedar Crest Team
May 15, 20242 min read
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Re-imaging homeownership in retirement
Heralding a substantial shift in living, lifestyle and priorities As you approach the golden years of retirement, you may find yourself...

The Cedar Crest Team
May 6, 20243 min read
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Understanding Stamp Duty
A simple guide and the numbers you need to know Stamp duty, or to give it its full name, Stamp Duty Land Tax, is a tax that applies to...

The Cedar Crest Team
May 1, 20243 min read
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Managing Your Property Portfolio
Looking to ace your property portfolio management? Get the best Property Investing Tips from our team, covering goals, tax advice,...

The Cedar Crest Team
Apr 17, 20248 min read
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Understanding Mortgage Valuations
A Mortgage Valuation is a process initiated by your lender when you are applying for a mortgage or considering a remortgage. This...

The Cedar Crest Team
Apr 17, 20246 min read
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New Build Home Warranties
Shielding homeowners from defects in a newly constructed property New build home warranties are insurance policies that shield homeowners...

The Cedar Crest Team
Apr 15, 20243 min read
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What To Do If Your Property Has Negative Equity
Exploring some frequently asked questions Many people perceive purchasing a property as a long-term financial investment. However, like...

The Cedar Crest Team
Apr 4, 20244 min read
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How To Build Your Property Portfolio
The Property Snowball Effect: From the Expat Investor Hub Podcast- October 2023 The beginning of any journey starts with a single step...

The Cedar Crest Team
Apr 2, 20247 min read
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Selling A Buy-To-Let Property
Marketing it as a tenanted investment or a vacant property? If you own a Buy-To-Let property and are considering selling it you’re...

The Cedar Crest Team
Mar 25, 20244 min read
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How To Expedite Your Home Sale
Helping your potential buyers visualise their life in your home Selling a house often feels like a laborious journey, with homeowners...

The Cedar Crest Team
Mar 22, 20244 min read
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Letting To Troublesome Tenants
Options to protect your property and your rights as a landlord Regrettably, as a property owner, you may always face the possibility of...

The Cedar Crest Team
Mar 18, 20244 min read
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Riding The Rental Wave
A snapshot of the UK property market The latest data reveals some significant trends in the ever- evolving UK rental market. The average...

The Cedar Crest Team
Mar 6, 20242 min read
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Selling A Mortgaged Property
Can I sell my house before the end of the mortgage term? Many homeowners find themselves in a conundrum when it comes to selling their...

The Cedar Crest Team
Mar 6, 20242 min read
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What does ‘Sold Subject to Contract’ mean?
One of many potentially confusing property jargon terms Ever come across a property listing marked ‘Sold Subject to Contract’ (SSTC) and...

The Cedar Crest Team
Mar 5, 20244 min read
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Deciphering the UK’s rental yields
A key figure to profitable property investment Diving into the world of property investment, you quickly encounter terms such as gross...

The Cedar Crest Team
Feb 21, 20244 min read
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Demystifying Capital Gains Tax
For those lucky enough to have more than one property in their portfolio, understanding the ins and outs of Capital Gains Tax (CGT)...

The Cedar Crest Team
Feb 18, 20247 min read
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Mortgage Affordability
What a lender considers when deciding how much you can borrow Understanding how mortgage affordability is calculated is crucial when...

The Cedar Crest Team
Feb 15, 20244 min read
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Greet LISA
Your tax-efficient route to homeownership Welcome LISA into your savings journey! A Lifetime Individual Savings Account (LISA) could be...

The Cedar Crest Team
Feb 11, 20242 min read
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Interest-Only Mortgages
Search data increases by 11% amid any further rate rises A significant uptake has been observed in the demand for interest-only mortgages...

The Cedar Crest Team
Feb 5, 20242 min read
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Seasonal Selling
The rhythm of real estate Considering selling your home and venturing further up or down the property ladder? Timing is crucial in this...

The Cedar Crest Team
Feb 5, 20244 min read
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