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Age is just a number, but it plays a role in mortgages
Age is just a number, or so the saying goes, but it does matter if you’re applying for a mortgage.

The Cedar Crest Team
Aug 28, 20241 min read


Mortgage planning for Over-60s
In an evolving financial landscape, older homeowners are finding innovative ways to mitigate their Inheritance Tax (IHT) obligations, highli

The Cedar Crest Team
Aug 21, 20242 min read


Increasing popularity of equity release among older homeowners
Many older homeowners are looking to unlock the equity in their
properties to address a range of financial needs as they age.

The Cedar Crest Team
Aug 14, 20241 min read


Reasons to consider remortgaging
When you remortgage, you switch from one mortgage to another on your own home.

The Cedar Crest Team
Aug 7, 20241 min read


Understanding mortgage protection life insurance
It’s not the nicest thought,
but if something were to happen to you, would your family or partner be able to afford the mortgage payments?

The Cedar Crest Team
Jul 25, 20242 min read


Navigating Inheritance Tax (IHT) Through Late-Life Mortgages
Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider

The Cedar Crest Team
Jun 30, 20242 min read


Are You Contemplating The Purchase Of Your Flat’s Freehold?
Feeling frustrated with exorbitant ground rents, hefty service charges or subpar maintenance from your freeholder?

The Cedar Crest Team
Jun 19, 20244 min read


New Data Reveals UK Property Profits in 2023
On average, sellers in 2023 achieved gains of £74,000, having owned their homes for around nine years.

The Cedar Crest Team
Jun 12, 20242 min read


Boosting Your Home's Value
Enhancing your home's appeal through general tidying and refurbishments can significantly increase its attractiveness to potential buyers.

The Cedar Crest Team
Jun 2, 20246 min read


First-time home sellers
Taking the leap to sell your home for the first time can be intimidating.

The Cedar Crest Team
May 28, 20245 min read


Are you paying more than you need to on your mortgage?
Purchasing a home is often the most significant investment individuals make in their lifetime.

The Cedar Crest Team
May 19, 20243 min read


How Loan-to-Value (LTV) ratio affects your mortgage?
When purchasing a home, the amount you borrow is often represented as a percentage of the property’s value – this is known as the Loan-to-Va

The Cedar Crest Team
May 14, 20242 min read


Meet The Team: Stephen Couch
With 20 years of experience in the financial and UK mortgage industry, I have helped clients buying property.

The Cedar Crest Team
May 9, 20241 min read


Re-imaging homeownership in retirement
Heralding a substantial shift in living, lifestyle and priorities As you approach the golden years of retirement, you may find yourself...

The Cedar Crest Team
May 6, 20243 min read


Understanding Stamp Duty
A simple guide and the numbers you need to know Stamp duty, or to give it its full name, Stamp Duty Land Tax, is a tax that applies to...

The Cedar Crest Team
Apr 30, 20243 min read


How Energy-Efficient Is Your Property?
Opportunities and challenges British homeowners encounter Research has shed light on British homeowners’ opportunities and challenges...

The Cedar Crest Team
Apr 23, 20242 min read


Managing Your Property Portfolio
Looking to ace your property portfolio management? Get the best Property Investing Tips from our team, covering goals, tax advice,...

The Cedar Crest Team
Apr 17, 20248 min read


Understanding Mortgage Valuations
A Mortgage Valuation is a process initiated by your lender when you are applying for a mortgage or considering a remortgage. This...

The Cedar Crest Team
Apr 17, 20246 min read


New Build Home Warranties
Shielding homeowners from defects in a newly constructed property New build home warranties are insurance policies that shield homeowners...

The Cedar Crest Team
Apr 15, 20243 min read


What To Do If Your Property Has Negative Equity
Exploring some frequently asked questions Many people perceive purchasing a property as a long-term financial investment. However, like...

The Cedar Crest Team
Apr 4, 20244 min read
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