UK MORTGAGES FOR HONG KONG RESIDENTS
EXPERT MORTGAGE ADVICE FOR EXPATS, INVESTORS AND HOMEBUYERS
At Cedar Crest, we specialize in helping Hong Kong residents secure UK mortgages. Whether you're a first-time buyer, looking to refinance, or an investor, our team of experts is here to offer tailored mortgage solutions that meet your needs.
Our deep understanding of both the UK and Hong Kong markets means we can provide you with the best options and competitive rates for your property purchase in the UK.
The UK property market has become increasingly attractive for international investors, particularly with the current exchange rate, offering greater value for money for those purchasing in GBP. With lower interest rates, the opportunity to secure financing at favorable terms is ideal for those looking to invest in UK real estate.
Sam Harley
Based In Hong Kong
"I am a British expat who's been living in Hong Kong for the past 5 years and before that, I lived in Shanghai for 1 year. I have also lived in the US and Europe which has given me a "global outlook" on life.
I specialise in helping British expats and Hong Kong nationals build wealth through UK property.
I'll guide you to the right mortgage for your investment or residential property, with a focus on tax implications and your long-term wealth creation plans."
Cantonese and Mandarin Speaking Advisers:
Emily Li:
+44 07724 344788
Monica Leung:
+44 (0) 7888 431091
monica.leung@cedar-crest.co.uk
TYPES OF UK MORTGAGES FOR HONG KONG RESIDENTS
Fixed-Rate Mortgages
Lock in a competitive rate and enjoy the security of predictable monthly payments for a set period, typically 2 to 5 years.
Variable-Rate Mortgages
Your payments may fluctuate with interest rate changes. These are ideal for those who are comfortable with some level of flexibility and want the potential to benefit from future rate drops.
Tracker Mortgages
Interest rates are linked to the Bank of England base rate, offering a balance between flexibility and competitive rates.
FREQUENTLY ASKED QUESTIONS FOR HONG KONG RESIDENTS
As a general rule, you’ll need a minimum of 25% of the property’s value as a deposit, but this can vary depending on your financial profile and the mortgage product you choose.
WHY CEDAR CREST
MORE EXPAT & INTERNATIONAL MORTGAGE FINANCING OPTIONS
As more private banks and specialised lenders have improved their international mortgage offerings in recent years, it is now much easier to get an expat or overseas mortgage.
Cedar Crest has access to a wide range of lenders providing expat or international mortgages for applicants living overseas which enables us to provide the best terms and best mortgage rates for our overseas clients.
BESPOKE SOLUTIONS & EXPERT GUIDANCE
All mortgage applications are time sensitive, and trying to make an application if you are overseas and in a different time zone, can be more difficult than usual.
Our knowledgeable international mortgage advisers can take the trouble out of the international mortgage process by listening to your specific needs, evaluating your situation, then sourcing the best deal.
We will also skilfully help you navigate any potential challenges or roadblocks when buying UK property from afar.
OUR MORTGAGE TOOLS
MORTGAGE GUIDES & MAGAZINES
Our FREE guides and magazines focus on key topics, news and updates related to the UK property market to assist you on your next property or home purchase.
MORTGAGE CALCULATOR
Find out how much your mortgage payments are likely to be and how long it will take you to pay off your property.
